High
medical liability insurance premiums are threatening the
stability of our nation’s health care delivery system.
These rates are forcing many doctors, hospitals, and other
healthcare providers to move out of high-liability states,
limit the scope of their practices, and even close their
doors permanently. The crisis is affecting more and more
patients and is threatening access to reliable quality healthcare
services in many states across our country. 
Because of unaffordable medical liability insurance premiums,
it is now common for
obstetricians to no longer deliver babies and for other
specialists to no longer provide emergency calls or provide
certain high-risk procedures. Some emergency departments
have even been forced to temporarily shut down in recent
years. In my home state of Nevada, our Level I trauma center
closed for 10 days in 2002. This closure left every patient
within a 10,000 square mile area unserved by a Level I trauma
center.
More than 35 percent of neurosurgeons have altered their
emergency or trauma call coverage because of the medical
liability crisis. This means that patients with head injuries
or in need of neurosurgical services must be transferred
to other facilities, delaying much-needed care. Women's
health care is also in serious jeopardy. It is a story that
is being repeated all over America—OB/GYNs leaving
the state, retiring, or limiting their services. The bottom
line is that patients cannot get the health care they need
when they need it most, and that is a medical crisis. This
crisis is affecting more and more patients, and it is threatening
access to care.
Senator
Ensign introduced the Medical
Care Access Protection Act to
address
the national crisis our doctors, hospitals, and those needing
health care face today. His legislation is a comprehensive
medical liability reform measure that sets reasonable limits
on noneconomic damages, while also providing for unlimited
economic damages.
Without
federal legislation, the exodus of these providers from
the practice of medicine will continue, and patients will
find it increasingly difficult to obtain needed care. This
is not a Republican or Democratic issue; this is a patient
issue. We need to secure patient access to quality healthcare
services when they need it most.
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